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Charitable Giving / Fintech · Direct-to-consumer

Penny Pwr — Micro-Giving Platform

Tiny giving, massive momentum. Users contribute spare change or daily micro-amounts into a Power Balance, then allocate to verified community missions.

Challenge

Charitable giving is friction-heavy: minimum donations, monthly subscription guilt, and unclear destination of funds. A micro-giving model lowers the barrier — but it also stacks legal and compliance work (money-transmitter analysis, state charitable-solicitation registration).

Solution

Built the Next.js 15 + Supabase + Stripe scaffold as a mobile-first PWA — payments locked to Stripe test mode until legal sign-off — with brand tokens (navy / electric / penny / impact) and a `docs/LEGAL_CHECKLIST.md` gating real-money launch.

Outcomes

Mobile-first installable PWA on iOS + Android

Stripe Payment Intents + subscriptions wired (test mode by design)

Supabase Postgres with RLS for power balances and mission allocations

Explicit legal checklist gating before any real money touches the platform

Built With

Next.js 15SupabaseStripeTailwindPWA

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